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Stroke Survivor Fund

Stroke Survivor Fund

The Stroke Foundation is proud to provide grants for stroke survivors experiencing financial hardship to help cover the cost of physical, occupational, or speech therapy.

What is it?

What is the 
Stroke Survivor Fund?

The Stroke Survivor Fund is a dedicated financial assistance program that helps stroke survivors and their families access essential therapeutic care during the recovery journey. Many individuals face financial barriers to receiving consistent therapy, especially when costs are not fully covered by insurance or other programs.

This fund provides direct support for key rehabilitation services, including physical therapy, occupational therapy, speech therapy, vision therapy, and music therapy—all of which play a critical role in stroke recovery.

Focused on equity and accessibility, the Stroke Survivor Fund prioritizes individuals from underserved communities and those with limited financial means. By removing financial barriers to care, the fund helps survivors regain independence, rebuild their skills, and improve their long-term quality of life.

What the Fund Covers

What We Cover — 
So You Can Recover

The Stroke Survivor Fund provides financial support for therapies that promote healing, independence, and quality of life after stroke. Each therapy plays a vital role in different aspects of recovery.
Physical
Therapy
Helps stroke survivors improve mobility, balance, and strength to regain independence in daily activities.
Occupational Therapy
Focuses on restoring the ability to perform everyday tasks like dressing, eating, or personal care.
Speech
Therapy
Supports recovery of communication skills and swallowing function, often impacted by stroke.
Vision
Therapy
Addresses visual impairments caused by stroke, helping survivors adapt and restore visual processing.
Music
Therapy
Uses rhythm, melody, and musical exercises to support cognitive, emotional, and physical healing.
Eligibility 
Requirements 
for Support
  • Be a stroke survivor of at least 21 years of age and reside in the USA.
  • Demonstrate financial need or hardship.
  • Demonstrate that health insurance benefits related to physical, occupational, and/or speech therapy have run out.
  • Demonstrate need for continuing physical, speech or occupational therapies.

How the Process Works

Step-By-Step Guide To Applying For Support

Navigating recovery is already challenging — getting support shouldn’t be. That’s why we’ve made the Stroke Survivor Fund application process as clear and compassionate as possible. Here's how it works, step by step:
1
Check Eligibility
Before applying, review the eligibility criteria to ensure you or your loved one qualifies. The fund is open to stroke survivors in the U.S. who need financial support for physical, occupational, speech, vision, or music therapy.
2
Complete the Application
Fill out our simple online application form. You’ll be asked to provide basic personal details, proof of stroke diagnosis, and proof of financial need. If you have insurance, you’ll also need to upload documentation showing denial of coverage or lack of applicable benefits.
3
Submit Supporting Documents
Upload your proof of diagnosis and proof of financial need directly within the form. If applicable, include your insurance denial letter or documentation showing insufficient coverage for therapy services.
4
Application Review
Our team carefully reviews each submission to ensure fairness and accuracy. You may be contacted for clarification if needed. Processing times may vary, but we aim to provide timely updates.
5
Receive Funding Decision
If approved, you’ll receive a funding decision with next steps.
6
Start Using Your Support
Start using your grant to access approved therapy services — physical, occupational, speech, vision, or music — to support your recovery and long-term well-being.

Apply for Support Today

Get the financial assistance you need to aid your stroke recovery journey.

FAQs

You’re Not Alone in Stroke Recovery

We’ve answered the questions that stroke survivors, caregivers, and families ask most —including how to apply, what’s covered, and who’s eligible for support.
How do I apply to the Stroke Survivor Fund?

Be sure to have all your required documentation ready to upload; you will not be able to complete the application without submitting the documents. Applications are reviewed on an individual basis and the timeline for each application may be different. Even if you meet all requirements and submit all documentation, we depend on the funding available to give grants. As we are an all-volunteer team we appreciate your patience and understanding as we may take a bit of time to respond. If you have any questions, please email survivorfund@thestrokefoundation.org.

Who can apply to the Stroke Survivor Fund?

Any stroke survivor of over 21 years of age, who resides in the United States, and demonstrates financial need, is eligible for the grant. If the stroke survivor can’t apply, we invite family members, caregivers or medical professionals to apply on their behalf.

Will every applicant receive a grant?

Although we would love to be able to support all applicants, our Selection Committee reviews applications on a case-by-case basis and determine the amount granted on an individual basis to ensure we are making the greatest impact for stroke recovery. Even if you meet all requirements and submit all documentation, we depend on the funding available to give grants.

How many times can I apply?

Applicants can apply once every six months, and receive the grant up to 2 (two) times.

How are funds paid out?

The medical facility providing the treatment will send an invoice to The Stroke Foundation for the grant amount. It is the patient and/or caregiver’s responsibility to ensure the funds are used appropriately (follow up with the medical facility, attend the therapy sessions, etc.).

Can I get funds to help with my living expenses?

No, the Stroke Survivor Fund grant is solely to help cover the costs of physical, occupational or speech therapy that is being carried out in a licensed facility. The Stroke Foundation does not provide grant funds directly to individuals.

Will the grant cover my entire therapy?

Due to the significant cost of therapies in the United States, it is unlikely that the Survivor Fund Grant will cover your entire therapy plan. The Stroke Foundation looks at each application on a case-by-case basis and reserves the right to determine the amount of the grant for each application.

Can The Stroke Foundation help me find a physical/occupational/speech therapist?

No, The Stroke Foundation cannot recommend or advise on the medical facility imparting the therapy, the course of therapy recommended, or anything related to the medical treatment of a patient.

How can I support the Stroke Survivor Fund?

To support our mission of helping stroke survivors with recovery, click here to donate — every dollar counts. We really appreciate all the support we can get.

What is the Stroke Survivor Fund Program?

The Stroke Survivor Fund provides financial assistance to stroke survivors needing rehabilitation therapies at self-pay rates. We pay therapy providers directly after receiving an invoice. We require that invoices are sent to us after services are rendered.

How will I know a patient has been approved for a grant?

Once approved, the patient (or caregiver) will present you with a Letter of Commitment from The Stroke Foundation. It outlines the amount awarded and instructions for billing.

What information must be included on the invoice?

To process payment, invoices must include: - Patient’s full name and date of birth - Type of service/session provided (e.g., PT, OT, ST) - Number of sessions billed - Cost per session (self-pay rates only — no insurance billing rates) - Total amount due (not exceeding the grant amount) - Instructions for payment (bank details for ACH transfer, web portal link, or Zelle)

Do you reimburse insurance-billed sessions?

No. We only accept self-pay rates. We are not a payor and cannot accept insurance rates, EOBs, or related documentation.

How do I submit an invoice for payment?

Once you receive the Letter of Commitment and complete services, submit the invoice directly to the email address provided in the letter. Invoices must meet the above requirements.

How quickly do you pay after receiving an invoice?

We strive to process payments promptly once a complete and correct invoice is received, typically within 14 business days.

What if the cost of services exceeds the grant amount?

The grant amount is the maximum The Stroke Foundation will pay. Any costs beyond that are the responsibility of the patient unless other arrangements are made directly with them.

Can we offer discounted or reduced self-pay rates for Stroke Foundation recipients?

We welcome and appreciate any efforts to offer reduced self-pay rates to stroke survivors. However, it is not a requirement for participation.

Who do I contact if I have questions about the invoice or payment?

Contact details will be provided in the Letter of Commitment. You can reach out directly to our Stroke Survivor Fund coordinator for any questions regarding invoicing or payments.

Can I send an invoice for unpaid invoices after we bill the patient’s insurance?

No. All overdue balances must be self-pay rates. We cannot be billed for the balance that insurance didn’t pay, nor can we be billed after a claim was rejected by insurance.

Success Story

Surfing for a Cause, Inspiring Thousands

I travelled 10,000 miles and surfed across Australiato
raise funds for stroke survivors.
When we push through discomfort and do the hard things, we can go way further than we think we can!
Nitai was just 18 when he suffered a sudden brain hemorrhage. After months of therapy and rehabilitation, he turned his recovery journey into a mission—delivering a custom surfboard to Billabong’s headquarters and launching a week‑long fundraising challenge. His goal? To raise awareness of stroke in young people and fund critical therapy for survivors. Through his efforts, he’s inspired a community and reminded us that resilience has no limits

Every Act of Kindness Brings Someone Closer to Recovery After Stroke

Whether you give, share, or volunteer—your action fuels real stories of healing and strength.

90% of donations directly help stroke survivors and their caregivers.